The Axis Bank Select Credit Card positions itself as a premium lifestyle and travel-focused option, bundling dining and grocery discounts with travel conveniences and exclusive privileges. It combines entertainment perks, dining savings, lounge access and milestone rewards aimed at regular spenders and frequent travellers.
Key benefits at a glance
- BOGO movie offer — Buy-one-get-one free tickets for movie outings, ideal for couples or family plans.
- 20% discount on Swiggy and BigBasket — Savings on food delivery and groceries help reduce everyday expenses.
- Complimentary airport lounge access — Includes both domestic and select international lounges for a more comfortable travel experience.
- Complimentary golf access — Access to selected golf facilities adds an upscale leisure benefit for enthusiasts.
- Milestone benefits — Reward credits or vouchers triggered by reaching certain annual or monthly spending thresholds.
How these perks work for everyday users
The card’s mix of rewards suits people who split time between business travel and urban living. The Swiggy and BigBasket discount trims regular bills, the BOGO movie offer keeps entertainment affordable, and lounge access reduces travel stress. Milestone benefits reward higher spenders, making the card appealing if you can concentrate spending on it.
Tips to get the most value
- Use the card for regular grocery and food orders to maximise the 20% discount.
- Save the BOGO movie coupons for new releases or weekend plans to get the best value.
- Plan travel to capitalise on lounge access—carry the card details and any enrolment passes.
- Track your spending against milestone thresholds to unlock reward credits or vouchers.
Considerations before applying
Premium cards often carry annual fees and eligibility requirements. Check the detailed terms, reward caps, blackout dates for offers, and any ancillary charges such as foreign transaction fees. Confirm how and when lounge and golf accesses are granted, and whether discounts have minimum spends or partner-specific rules.
Bottom line: The Axis Bank Select Credit Card is geared toward travellers and lifestyle-focused consumers who can concentrate spend to capture discounts, lounge privileges and milestone rewards. Review the full terms to ensure the benefits outweigh costs for your personal spending pattern.