Income earned from services performed in India is taxable One clear rule to remember: if you perform services in India, the income you earn from those services is taxable in India — no matter where the money is paid or where it is received. The location of the performance of work, not the place of … Read more
What are focused funds? Focused funds are equity mutual funds that concentrate their investments into a small number of stocks. By regulation, they typically hold no more than 30 stocks and must invest at least 65% of their assets in equity and equity-related instruments. The idea is to build a compact portfolio of high-conviction holdings … Read more
Many investors glance at a fund’s recent returns and make a decision on that alone. That shortcut is tempting, especially after a strong yearly return, but it often misses crucial information. To choose funds that fit your goals and tolerate market ups and downs, you need to look deeper than headline performance numbers. Why recent … Read more
What to do first: Stabilize your finances immediately Losing a job is stressful, but acting quickly can prevent a short-term shock from becoming a long-term financial problem. Start by taking a clear, unemotional inventory of your cash on hand, fixed obligations and monthly expenses. That snapshot helps you decide which payments you must cover and … Read more
Many homeowners and property investors are surprised to learn that selling a residential property can trigger a tax bill. Whether you’re downsizing, upgrading, or cashing out, the profit — often called a capital gain — may be taxable. Understanding how gains are calculated, how holding periods affect rates, and what exemptions may be available can … Read more
What the annual subscription plan includes The Culinaire annual subscription is a membership program offered in three variants. It is designed to reward frequent diners and hotel guests with a mix of immediate savings and long-term perks. Across the variants members receive discounts on dining, spa and laundry services during hotel stays, vouchers for use … Read more
Tax authorities around the world are increasingly piloting and deploying generative AI to sift through mountains of filings, flag anomalies and speed up compliance processes. The technology promises sharper detection and faster processing, but courts and experts are cautioning that automation cannot replace human judgment. The balance between efficiency and fairness is shaping how governments … Read more
A worrying new form of fraud has been targeting older adults: criminals use video calls to convince victims they are being “arrested” and pressure them into sending money immediately. The scam combines visual intimidation, fake credentials and urgent threats to create a believable emergency that many seniors find hard to resist. How the “digital arrest” … Read more
Small losses quietly eating into household budgets For many Indian families, the threat from fraud has shifted. It is no longer just headline-grabbing heists or large fraud cases. Instead, small, repeated losses — a few hundred rupees here, a monthly subscription there — are gradually eroding disposable income. These tiny drains are often hard to … Read more
Why online health insurance is often cheaper Buying health insurance directly from an insurer’s website or through online aggregators usually costs less. Insurers save on distribution costs when they sell directly. There are fewer commissions, less paperwork and faster underwriting. Online platforms also encourage price transparency and competition, which pushes premiums down. For many simple … Read more