Common reasons credit card applications get rejected Credit card applications are denied for a handful of predictable reasons. Understanding these can help you avoid a frustrating “no” and improve your financial standing. The most common causes are: Weak credit history — A short or limited credit record gives lenders little confidence in your ability to … Read more
The removal of GST on health and term insurance has quietly reshaped how people think about protection. By trimming the cost of premiums, this policy change made comprehensive plans more attainable and nudged many consumers toward smarter choices and longer-term commitments. Why removing GST matters Tax matters for everyday decisions. Even a small percentage added … Read more
Cabinet clears 8th Pay Commission — what central employees and pensioners should know The Modi-led Cabinet has approved the creation of the 8th Pay Commission, and its recommendations will take effect from 1 January 2026. The move signals a formal review and expected revision of pay scales for central government employees and pensions for retired … Read more
Several policy changes coming into effect in 2025 — from tax reform packages to updated labour codes — mean it’s time to rethink how you manage money. Some shifts will change what you keep from each paycheck, others will affect when and how you pay tax, and many will alter employer obligations and worker protections. … Read more
Don’t Put All Your Long-Term Savings into Stocks It’s tempting to think that a long investment horizon gives you license to load up on equities. After all, stocks have historically delivered higher returns than most other assets over decades. But experts warn that relying too heavily on equities—even for distant goals—can expose your portfolio to … Read more
Technical problems on the MCA portal disrupt year-end filings Multiple social media users have reported problems with the MCA portal while trying to file annual reports ahead of the 31 December deadline. Complaints include slow loading, login failures, timeouts during form submission and error messages that prevent successful uploads. The issues have left many company … Read more
Education costs in India are rising faster than general inflation, and the gap matters for families planning for school and college fees. Private education — especially in metropolitan areas — has seen annual increases often in the 8–12% range. At that pace, experts note that education costs tend to double roughly every 6–7 years. That … Read more
The announcement of members for the 8th Pay Commission has raised expectations among government employees of a fresh salary revision. A pay commission can reshape pay scales, allowances and pensions across central government services. But what actually happens next, and how soon can employees expect changes? Below is a clear look at the likely steps, … Read more
As 2026 begins, improving your credit profile is one of the most practical resolutions you can make. Strong credit opens doors to lower interest rates, better loan terms, easier apartment approvals and even more negotiating power with lenders. The good news: small, consistent habits can make a meaningful difference over months and years. Why a … Read more
Declare dividend income when filing your tax return If you received any dividends on shares during the calendar year, it’s important to report them when you file your income tax return. Dividends must be shown under the appropriate schedule of the return — in many systems that is Schedule OS (Other Sources) where dividends are … Read more