Where Alternative Investment Funds (AIFs) Fit in Your Portfolio Alternative Investment Funds (AIFs) cover a wide range of strategies — private equity, real estate, hedge funds, venture capital, structured credit and more. Each AIF behaves differently, so before you commit capital it helps to know whether a particular fund belongs in your portfolio mix. Key … Read more
A nine-day Oman trip that won’t break the bank A couple recently shared a compact, wallet-friendly nine-day Oman itinerary that balances iconic sights, easy logistics and modest spending. Their approach focuses on smart planning, off-peak timings and a mix of self-drive days with local experiences — useful if you want a full, hassle-free holiday without … Read more
Axis Bank credit card reward points: transfer options and limits Axis Bank credit cardholders can now transfer reward points to a total of 20 loyalty partners — split between 6 hotel programmes and 14 airline programmes. These partners are grouped into Group A and Group B, and transfers are subject to groupwise calendar year limits. … Read more
What is the repo-linked lending rate (RLLR)? The repo-linked lending rate, often abbreviated as RLLR, is an interest rate that many banks use to price home loans. It is tied to the central bank’s policy repo rate — the rate at which banks borrow short-term funds from the central bank. When the repo rate moves, … Read more
How personal loan apps speed up borrowing Personal loan apps have changed how people borrow. Instead of visiting a bank branch or filling out long paper forms, you can complete the whole process on your phone. That simplicity makes borrowing faster, more convenient, and easier to track. Faster approvals and disbursements One clear advantage is … Read more
Why credit cards matter today Credit cards have shifted from a luxury to a basic financial tool for many people. They make everyday purchases easier, help build credit histories, and often come with perks like cash back, travel rewards, and purchase protection. Key benefits Cash back and rewards: Many cards return a percentage of spending … Read more
What a credit card cash advance gives you A credit card cash advance lets you withdraw cash quickly from your card when you need money fast. It can be useful in an emergency — the money is available immediately and doesn’t require a bank transfer or loan approval. How it works Cash advances are treated … Read more
Work experience rules most banks expect Most banks ask for at least 1–2 years of overall work experience, and typically require a minimum of one year with your current organisation. Lenders use these simple thresholds to get a quick read on job stability and the likelihood you’ll keep paying on time. Why tenure matters to … Read more
What is a Consolidated Account Statement (CAS)? A Consolidated Account Statement (CAS) is a single document that shows all your investment holdings and recent transactions in one place. It brings together details from your demat account and mutual fund investments that are linked to the same PAN, making it easier to track portfolio value, corporate … Read more
Equity mutual fund inflows ease after September high Inflows into equity mutual funds fell to ₹24,690 crore, down from ₹30,421 crore in September, the latest data from the Association of Mutual Funds in India shows. This marks an approximate 18.8% decline in net fresh money compared with the previous month. What the numbers mean The … Read more