Scammers are increasingly using the promise of “unclaimed funds” to trick people into handing over money or sensitive information. Experts say this is a common fraud pattern: fraudsters pose as government representatives or affiliated agents and demand payment or the purchase of a new policy before any funds will be released. It’s important to know … Read more
In many Indian households one person quietly manages everything: bill payments, investments, demat accounts, UPI apps and all the passwords that tie these services together. When that person dies without leaving clear instructions or access information, families often face immediate financial paralysis, delays and added legal costs. This problem is increasingly common as more financial … Read more
Missing an income disclosure after a December filing deadline can feel stressful, but an updated return may give you a second chance. There are important limits and consequences to know before you act: the option often exists only if the amendment increases the tax due, and penalties and interest can grow quickly the longer you … Read more
Transitions that involve moving money or closing accounts—whether selling a business, retiring, relocating abroad or settling an estate—carry hidden tax risks and penalties if handled carelessly. A smooth move depends on clear paperwork, thoughtful liquidation of assets and timely payments. Below are practical steps to reduce surprises and protect your finances. Start with a clear … Read more
What is an advance medical directive (living will)? An advance medical directive, often called a living will, is a legal document that records your preferences for medical care if you become unable to speak for yourself. It can cover decisions about life-sustaining treatments, pain management, and other end-of-life care options. The goal is simple: make … Read more
Since the New Tax Regime was introduced in Budget 2020, India’s personal income tax landscape has shifted noticeably. The new framework offered lower rates in exchange for fewer exemptions and deductions, and the government has continued to tweak it to suit taxpayers’ needs. Finance Minister Nirmala Sitharaman’s Budget 2025 delivered a significant move — lower … Read more
Entering your 50s usually means a shift in financial priorities. The focus moves away from aggressive growth and toward protecting what you’ve built. That means controlling investment risk, cutting debt, and increasing liquidity so savings can withstand market shocks and support a smoother transition into retirement. Why priorities change in your 50s With retirement closer, … Read more
Across many regions, a growing number of well-paid professionals are returning to their native villages to build large, ornate houses. At first glance these structures signal success. Yet many of them sit largely unused, empty shells that become a financial burden rather than assets. These so-called “ghost mansions” illustrate a common tension between status-driven building … Read more
Why thematic funds attract investors Thematic funds focus on specific trends or sectors — think artificial intelligence, renewable energy, healthcare innovation or digital payments. They appeal because they let investors back big ideas with a concentrated bundle of stocks or securities. When a theme takes off, returns can be attractive and fast-paced, which naturally draws … Read more
How a Delhi octogenarian couple were tricked into giving up life savings An elderly couple in Delhi recently lost their life savings after being targeted by fraudsters who pretended to be officers from the Central Bureau of Investigation (CBI). The scammers convinced the couple that their money was needed for an investigation and pressured them … Read more