Why disputing credit report errors matters Small mistakes on your credit report can have big consequences. Disputing errors protects your credit score, keeps your financial profile accurate, and improves your chances when applying for loans, credit cards, or better interest rates. Correcting inaccuracies also prevents future surprises that can make borrowing more expensive or even … Read more
The fluency trap of AI-powered investing AI tools for investing sound smart. They write clear explanations, provide neat charts and deliver crisp recommendations. That fluency makes them feel like experts. But smooth language and polished outputs can hide real weaknesses. Why confident-sounding AI can mislead Natural-sounding answers are not the same as true understanding. Many … Read more
Cards that cut travel costs: a quick guide Many credit cards now offer ways to save on flights and hotel stays. These discounts can come as direct price cuts, bonus points, statement credits, or access to exclusive booking portals. For frequent travelers, the right card can reduce costs and add useful perks like free checked … Read more
Getting a personal loan depends on more than just a good credit score. Lenders look at several factors to make sure you can repay the loan. Understanding these criteria can help you prepare a stronger application and avoid surprises. Key eligibility criteria for personal loans Credit score: A healthy credit score is important, but it’s … Read more
Why your credit profile matters A solid credit profile often determines whether you get a competitive mortgage rate or find your loan application turned down. Lenders use your credit report to judge how likely you are to repay. The better the profile, the lower your interest and the more choices you’ll have when house hunting. … Read more
What is an unsecured loan? An unsecured loan is money borrowed without collateral. Lenders approve it based on your income, credit history, and repayment capacity rather than an asset like a house or car. Personal loans are the most common type of unsecured loan. Step-by-step guide to getting an unsecured loan Clarify why you need … Read more
Regulator’s Job: Clear Rules, Not Investment Advice The market regulator’s primary duty is to ensure fairness and transparency in capital markets. That means making sure companies that want to list their shares provide accurate information, follow disclosure rules, and face oversight that reduces fraud and market manipulation. It does not mean the regulator should tell … Read more
Smart‑beta funds sit between plain passive index funds and fully active strategies. They use clear, repeatable rules to tilt portfolios toward specific traits—like value, momentum or low volatility—rather than tracking a traditional market‑cap index. The goal is to capture systematic sources of return while keeping transparency and lower costs. What drives smart‑beta funds? Factor exposure: … Read more
Aishwarya Rai Bachchan wins ₹4 crore tax dispute at ITAT Mumbai Bollywood actor Aishwarya Rai Bachchan secured a legal victory at the Income-Tax Appellate Tribunal (ITAT) in Mumbai, with the tribunal ruling in her favour in a dispute worth ₹4 crore. The decision clears her of the tax demand raised by the Income-Tax Department in … Read more
Top 3-year FD rates for senior citizens (indicative) Here are the highest interest rates being offered by major lenders on 3-year fixed deposits for senior citizens. These figures are indicative — banks revise rates frequently and actual offers can vary by deposit size and branch. HDFC Bank: up to 7.10% — generally competitive for retail … Read more