Taking a personal loan can be a smart way to handle a short-term cash need, but the wrong choice can strain your finances. Before you sign, spend a little time checking the numbers, your repayment ability, and who you’re borrowing from. Small steps now can protect your credit score and financial stability later. Know the … Read more
Interim dividend: the basics A private limited company may declare an interim dividend at any time during the financial year, provided it is paid out of the profits earned by the company during that financial year. In plain terms, this means directors can distribute earnings to shareholders before the year ends — but only if … Read more
The cashless nudge: why digital payments change how we spend Digital payment methods such as UPI have reshaped how people think about money. When payments move from notes and coins to taps and swipes, the act of spending becomes less tangible. That loss of physical exchange weakens the emotional signal that usually accompanies parting with … Read more