What happens to a personal loan when the borrower dies? When a borrower dies, outstanding personal loans don’t simply disappear. Lenders will try to recover the unpaid amount, and that process usually involves either the co-applicant or guarantor, or the deceased person’s estate. How exactly the loan is handled depends on the loan agreement, the … Read more
Why India’s financial advice must focus on problems, not products For many Indians, financial advice still begins with a product: a mutual fund, an insurance policy, a fixed deposit. That approach often leaves real needs—retirement security, unexpected health costs, funding a child’s education—poorly addressed. Shifting from a product-centric to a problem-centric model means starting with … Read more
The NOVA Credit Card positions itself as a luxury option for people who want to convert everyday spending into memorable experiences. With accelerated reward points on travel, dedicated airport lounge access, low forex markup, complimentary golf rounds and other premium perks, the card targets travellers and lifestyle-focused consumers who value convenience and rewards. Key features … Read more
Four years ago, internet personality and collector Logan Paul paid millions for an ultra-rare Pikachu Illustrator Pokémon card, a purchase that set a Guinness World Record for the most expensive Pokémon trading card sold in a private auction. The sale highlighted how niche collectibles have crossed into mainstream investment conversations, driven in part by celebrity … Read more
The Income Tax department has issued most refunds for filers, but some taxpayers are still waiting. If your tax refund is delayed or you want to track its status, here is a clear, step-by-step guide to check your ITR refund online and what to do if it’s held up. How to check your ITR refund … Read more
Taxpayers across the country have started receiving emails and SMS alerts from the Income Tax Department notifying them that their refunds are being held because of discrepancies in their income-tax return (ITR) filings. Many affected taxpayers are now seeking clarity and pressing for extra time to correct their returns before the 31 December deadline. What … Read more
Get the Outcome You Deserve: Read Policies, Document Everything, and Use Grievance Channels Navigating health insurance and claims can be confusing and stressful. Small gaps in understanding or paperwork often lead to denials, delays, or costly disputes. Three practical habits cut through that uncertainty: read policy wording carefully, maintain complete medical documentation, and use grievance … Read more
Trust-based tax push faces a backlash as automated alerts misfire India’s move toward a trust-based tax compliance system aims to make filing simpler and reduce disputes. But the rollout of automated “NUDGE” alerts — messages sent to taxpayers suggesting possible issues based on data matches — is showing a worrying side-effect: a flood of false … Read more
Revised ITR vs Belated ITR — the essentials When it comes to income tax returns, two terms often cause confusion: revised ITR and belated ITR. Both deal with returns filed after the usual filing activity, but they serve different purposes and have different consequences. Here’s a clear, practical breakdown to help you decide which applies … Read more
Many taxpayers are choosing the new tax regime because it promises a simpler life — often a lower or similar tax bill while removing the need to gather and submit proof for multiple deductions. That convenience is especially attractive for people who prefer fewer paperwork hassles and a cleaner year-end tax process. What makes the … Read more