Tax authorities around the world are increasingly piloting and deploying generative AI to sift through mountains of filings, flag anomalies and speed up compliance processes. The technology promises sharper detection and faster processing, but courts and experts are cautioning that automation cannot replace human judgment. The balance between efficiency and fairness is shaping how governments … Read more
A worrying new form of fraud has been targeting older adults: criminals use video calls to convince victims they are being “arrested” and pressure them into sending money immediately. The scam combines visual intimidation, fake credentials and urgent threats to create a believable emergency that many seniors find hard to resist. How the “digital arrest” … Read more
Small losses quietly eating into household budgets For many Indian families, the threat from fraud has shifted. It is no longer just headline-grabbing heists or large fraud cases. Instead, small, repeated losses — a few hundred rupees here, a monthly subscription there — are gradually eroding disposable income. These tiny drains are often hard to … Read more
Why online health insurance is often cheaper Buying health insurance directly from an insurer’s website or through online aggregators usually costs less. Insurers save on distribution costs when they sell directly. There are fewer commissions, less paperwork and faster underwriting. Online platforms also encourage price transparency and competition, which pushes premiums down. For many simple … Read more
The pension regulator has loosened long-standing rules governing how retirees use their pension pots. The changes give savers much more control: fewer forced annuity purchases, no lock-in periods, the option to invest up to age 85, new systematic withdrawal mechanisms, and permission to hold up to 100% in equities. These are some of the most … Read more
Small changes can lead to big improvements in your financial life. For 2026, the most effective plans focus less on dramatic overhauls and more on steady, realistic moves you can keep up. Below are clear strategies to protect your income, grow your savings, and build long-term security without feeling overwhelmed. Start with a honest snapshot … Read more
What is Section 54F? Section 54F of the Income Tax Act gives taxpayers a way to save tax on long-term capital gains (LTCG) by reinvesting the sale proceeds into a residential property. It is a useful but often overlooked provision for individuals and Hindu Undivided Families (HUFs) who have sold long-term capital assets other than … Read more
For the eighth consecutive quarter, the government has left interest rates on small savings schemes unchanged. The move preserves predictability for millions of retail savers who rely on these instruments for safe, steady returns. At the same time, a steady rate environment raises questions about real returns, inflation protection and how savers should position their … Read more
Three new fund offers (NFOs) are open for subscription in January 2026, giving investors distinct ways to add government securities, diversified equity exposure, or sector-focused plays to their portfolios. Below is a clear, practical guide to each offer, who might consider them, and the factors to weigh before subscribing. At a glance: the three January … Read more
Allocating more capital to a specific sector at the right moment can lift overall portfolio returns. But that upside does not come for free. Sector bets increase exposure to concentrated risks, and poor timing or unexpected economic shifts can wipe out short-term gains. Understanding when to act, how to size positions, and how to manage … Read more