Make your credit card work for your vacation A credit card can make travel easier and cheaper when used smartly. From earning rewards to unlocking travel perks and converting big bills into easy EMIs, a little planning goes a long way. Here are practical tips to plan a smooth, cost‑effective trip using your card while … Read more
New rules that lower expense and brokerage caps, require clearer disclosures, and simplify compliance give investors a much clearer view of what they pay — and how much they could save. The changes are designed to cut hidden costs, make fee information easier to read, and reduce paperwork that has nothing to do with protecting … Read more
An automobile engineer recently lost ₹4.37 lakh after responding to an online loan offer. The case shows how quickly digital lending can turn risky when borrowers encounter fake apps, phishing links or unscrupulous agents posing as legitimate lenders. How the scam typically works Fraudsters place attractive loan offers on social media or messaging apps. Victims … Read more
Big drop in Indian students heading to the US The number of Indian students going to the United States for higher studies fell sharply in August 2025 — down 44% compared with August 2024. This marks the steepest decline since the pandemic years and signals growing pressure on the traditional flow of students to US … Read more
HDFC Bank revises fixed deposit rates after RBI rate cut Effective 17 December 2025, HDFC Bank has revised its fixed deposit (FD) interest rates following the Reserve Bank of India’s decision to cut the benchmark repo rate to 5.25% from 5.50% earlier this month. The move reflects the broader easing in interest rates across the … Read more
Two main ways to transfer an apartment to your child When you want to pass a residential apartment to a child, you generally have two choices: transfer it now as a gift, or leave it later through a will. Each option has different legal steps, tax effects and personal implications. Understanding them helps families make … Read more
Make your credit card work — without paying more Credit cards can be powerful tools when used carefully. But they also carry real risks: high interest rates, growing balances, and damage to your credit score. One simple way to reduce cost is to maximise your interest-free days. With a little planning, you can manage cash … Read more
Stock compensation is a powerful way to build wealth, but it can also create tax bills before you see any cash. Knowing how employee stock options, restricted stock units (RSUs) and employee stock purchase plans (ESPPs) are taxed helps you avoid surprises and plan smartly. How stock-based pay generally works Many employers pay part of … Read more
Across India’s big cities, more couples without children are treating money as a tool for freedom. They are prioritising flexible lifestyles, travel, early retirement and long-term self-reliance instead of the traditional milestones tied to raising kids. This shift is quietly changing how urban households save, invest and spend. What child-free couples are prioritising Flexibility: Money … Read more
Non-government NPS subscribers can now withdraw up to 80% of their retirement corpus as a lump sum on exit—and in some cases up to 100%. That change gives more flexibility, but it also makes planning for a steady post‑retirement income more important. Here’s a clear breakdown of how benefits are paid and what to watch … Read more