A retired officer recently lost his life savings after falling victim to a digital arrest scam. Scammers impersonated cyber officials and used pressure tactics to convince him to hand over funds. The incident is a stark reminder that fraud techniques are becoming more sophisticated, and even careful people can be targeted. Understanding how these scams … Read more
Markets in 2026: why predictions are taking a back seat This year, more investment experts are saying less about exact market calls and more about building portfolios that can handle a range of outcomes. With central bank moves, inflation trends, geopolitical tensions and shifting growth patterns all in play, pinpointing a single “right” forecast is … Read more
The calendar is more than dates on a page. Spread across the year are financial actions and deadlines that can boost your tax savings, keep you compliant, protect your investments and make travel less stressful. Treat these moments as checkpoints—small, timely steps that add up to stronger money health. Start of the year: set the … Read more
What are retirement mutual funds? Retirement mutual funds are dedicated investment schemes designed to help people build a nest egg for their later years. They combine the familiar structure of mutual funds with certain retirement-oriented rules — most notably a lock-in period that encourages long-term saving while still offering more flexibility than some traditional retirement … Read more
When you aim for specific financial targets—buying a home, building a retirement nest egg, or funding education—two things matter most: the rate of return on your investments and a clear timeline. A higher rate of return can shorten the time it takes to reach a goal, while a focused timeline makes planning practical and measurable. … Read more
8th Pay Commission effective from 1 January 2026 — why arrears are on the cards The central government has set the provisions of the 8th Pay Commission to be effective from 1 January 2026. However, actual implementation is likely to come later. That gap between the effective date and the rollout is why many government … Read more
What changes take effect on January 1, 2026? January 1 is a common date for many personal finance rules to update. While specific numbers and local rules vary, certain categories typically change each year because of inflation adjustments, annual rule updates, or new laws. Below is a practical list of the most important money-rule changes … Read more
As 2026 begins, a few simple New Year resolutions can make a big difference for borrowers who want to raise their credit score. Small, consistent habits — like paying on time, using credit wisely, and checking reports regularly — can lead to better loan approvals, lower interest rates and more financial freedom over time. Why … Read more
Why regulatory change isn’t the same as better outcomes for policyholders Over the past year India has rewritten several key rules that govern insurance. The changes aim to improve transparency, speed up settlements and strengthen consumer protections. But for most buyers the real test happens at the point of truth: when a claim is filed. … Read more
What are multi-asset funds? Multi-asset funds pool investor money to buy a mix of asset classes in a single vehicle. Rather than focusing only on stocks or bonds, these funds combine equities, fixed income, cash, and often alternative investments such as real estate, commodities or hedge-fund-style strategies. They may also use index-tracking funds and financial … Read more