What is a Consolidated Account Statement (CAS)?
A Consolidated Account Statement (CAS) is a single document that shows all your investment holdings and recent transactions in one place. It brings together details from your demat account and mutual fund investments that are linked to the same PAN, making it easier to track portfolio value, corporate actions and payouts.
What the CAS shows
- Holdings: Securities and mutual fund units held under your PAN.
- Transactions: Recent buys, sells, transfers and redemptions.
- Corporate actions: Dividends, bonus shares, splits and other corporate events.
- Account identifiers: Demat account number and mutual fund folio details.
- Statement period: Net change and closing balances for the reporting period.
How often is CAS sent?
CAS is typically sent every month if you have any transaction during that month. If there are no transactions, a consolidated statement is usually issued every six months. Always check the frequency with your account provider, as practices can vary slightly.
How to access your CAS
Here are the common ways to get your CAS quickly:
- Check your email: If your email is registered with your broker, depository participant or registrar, CAS is often emailed periodically.
- Log in to your online account: Use your broker, depository participant or fund house investor portal to view or download the latest CAS.
- Contact your depository participant (DP) or broker: Request a copy directly if you don’t receive the email or need a historical statement.
- Reach out to the registrar or fund house: For mutual fund folios that aren’t linked to your demat, the fund’s registrar can provide consolidated statements at your request.
- Update your PAN and contact details: Ensure your PAN, email and mobile number are correctly registered across demat accounts and fund folios so all holdings appear in one CAS.
Step-by-step quick checklist
- Make sure your PAN is linked to all investment accounts.
- Register or update your email and mobile number with your DP, broker and fund houses.
- Log in to your broker or depository portal and look for “statements” or “CAS”.
- If you don’t find it, request a CAS from your DP or the registrar of the fund.
- Download and save the PDF for records and easy reference.
Practical tips and security
- Review CAS regularly: It helps spot missing holdings, incorrect entries or unauthorized transactions early.
- Keep records: Save monthly or half-yearly CAS files to track long-term performance and for tax planning.
- Protect your login: Never share account credentials and be cautious of phishing emails claiming to offer your statement.
- If holdings are missing: Contact your broker, DP or registrar with proof of investment to reconcile differences.
CAS is a simple, effective way to view your investments in one place. Keeping your contact details and PAN updated ensures you get timely, consolidated statements and a clearer view of your financial position.