Rate cut windfall: Should you reduce EMI or tenure

Rate cut windfall: Should you reduce EMI or tenure

Small rate cut, big choices A 0.25% reduction in lending rates may seem trivial at first glance. The real benefit for borrowers depends on what they do next: reduce the EMI for immediate relief, or keep the EMI unchanged and cut the loan tenure to maximise interest savings. One route eases monthly cash flow; the … Read more

Air India issues travel advisory amid dense fog prediction for Delhi, warns of possible flight disruptions

Air India issues travel advisory amid dense fog prediction for Delhi, warns of possible flight disruptions

Dense fog forecast for Delhi and northern India — potential flight disruptions The weather department has warned of dense fog in Delhi and parts of northern India tomorrow. Reduced visibility could affect morning operations at airports, raising the possibility of flight delays and cancellations. Airline issues travel advisory In response, Air India has issued a … Read more

I-T department clarifies on ‘transaction’ communication sent to taxpayers, says it aims to help taxpayers correct return

I-T department clarifies on 'transaction' communication sent to taxpayers, says it aims to help taxpayers correct return

Income Tax Department clarifies purpose of recent communications The Income Tax Department has clarified that recent messages and notices sent to taxpayers are intended to help them voluntarily correct any mistakes in their income tax filings. The aim is to make it easier for individuals and businesses to fix errors before they become bigger compliance … Read more

Sebi revamps mutual fund expense ratios: What changes for investors

Sebi revamps mutual fund expense ratios: What changes for investors

New rules that lower expense and brokerage caps, require clearer disclosures, and simplify compliance give investors a much clearer view of what they pay — and how much they could save. The changes are designed to cut hidden costs, make fee information easier to read, and reduce paperwork that has nothing to do with protecting … Read more

Rupee rises 54 paise, strengthens past 90 per U.S. dollar level

Rupee rises 54 paise, strengthens past 90 per U.S. dollar level

Rupee Strengthens After Recent Slide, Likely Due to RBI Intervention The dollar-rupee pair showed a modest gain after the Indian rupee hit a string of record lows in recent weeks. Market participants point to likely intervention by the Reserve Bank of India (RBI) as the key factor stabilising the currency. What happened After several sessions … Read more