Financial freedom is overrated. Financial well-being is underrated

Financial freedom is overrated. Financial well-being is underrated

Think of money like a trek through the mountains. You don’t just appear at the peak — you plan, you walk, you rest, and you notice how the journey feels. That journey has three parts: financial planning (the map and preparation), financial freedom (the summit), and financial well‑being (how you feel as you trek). The … Read more

Gifting stocks and mutual funds this festival season? Watch out for tax traps

Gifting stocks and mutual funds this festival season? Watch out for tax traps

Gifting stocks, property, mutual funds or business interests can be a generous and tax-smart way to pass on wealth. But the move has tax consequences for both the giver and the recipient. Understanding the basic rules helps you avoid surprises and make smarter decisions. Why people gift wealth-creating assets Gifts of appreciating assets often shift … Read more

Pre-approved credit cards explained: Meaning, benefits, and drawbacks

Pre-approved credit cards explained: Meaning, benefits, and drawbacks

What “pre-approved” really means When a credit card issuer says you are pre-approved or pre-qualified, it usually means a preliminary check shows you meet some basic criteria. That often involves a soft credit pull or reviewing existing customer data. It speeds up the process and can come with special introductory offers, but it is not … Read more

How EVs stack up against petrol cars post-GST cuts? Here’s the math

How EVs stack up against petrol cars post-GST cuts? Here's the math

GST cuts change the car-buying calculation Recent GST reductions have lowered the upfront price of petrol and diesel cars. That has prompted many buyers to rework their numbers. A cheaper sticker price narrows the gap with electric vehicles (EVs), but it doesn’t erase the running-cost advantage EVs still hold. Upfront price vs total cost of … Read more