Insurance is meant to protect people from financial shocks. Yet many customers end up with products that do more harm than good. Meaningful insurance education must start with honesty: it should openly acknowledge that a number of approved and aggressively sold products can weaken financial well-being rather than strengthen it. Why some insurance products harm … Read more
Big shifts in retirement savings: what happened in 2025 Two important developments reshaped India’s retirement-savings landscape in 2025. Structural changes to the National Pension System (NPS) were introduced to boost household adoption, while the Employees’ Provident Fund Organisation (EPFO) moved decisively to curb complete withdrawals from provident fund accounts. Together, these moves mark a shift … Read more
The Indian rupee slid about 5.2% year-to-date as of December 19, 2025, making it the worst-performing major Asian currency so far this year. The move has drawn attention from businesses, investors and policymakers as they weigh the causes, fallout and what might come next. Why the rupee weakened The rupee’s decline reflects a mix of … Read more
Pilot in Delhi aims to free beneficiaries from office-specific constraints A pilot program launched in Delhi will allow beneficiaries to have their issues addressed at any regional office, removing the need to approach the specific office they were previously tied to, an official said. The move is intended to streamline service delivery and make it … Read more
Domestic prices hit ₹2.5 lakh per kg as white precious metal rally gains steam Prices of the white precious metal jumped sharply on the Multi Commodity Exchange (MCX), with domestic quotes topping ₹2.5 lakh per kilogram. The surge has been so rapid that the overall market valuation of the metal briefly climbed past that of … Read more
The Indian benchmark indices posted modest gains in early trade, with the 30-share BSE Sensex rising by 22.24 points to 85,063.69, while the 50-share NSE Nifty inched up by 16 points to 26,058.30. The early session showed a cautious market mood with only marginal upward movement. Early trade snapshot Both indices opened flat and eked … Read more
Board OKs major acquisition, creating a larger player in AI and cloud Coforge’s board has approved the acquisition of Encora in a deal valued at $2.35 billion. As part of the transaction, Coforge will issue 93.8 million shares. The combined company is expected to operate as a roughly $2.5 billion entity with a clear focus … Read more
Local currency opens weaker at 89.95 to the dollar The local unit opened the interbank foreign exchange market at 89.95 against the dollar, slipping by 5 paise from its previous close. The small move reflects a modest weakening of the currency in early trade, as participants digest global cues and domestic flows. How significant is … Read more
What are flexi-cap funds? Flexi-cap funds are equity mutual funds that can invest across companies of all sizes — large-cap, mid-cap and small-cap — without strict limits on how much they must hold in any one segment. That flexibility allows fund managers to shift money between market-cap segments based on valuations, trends and risk-reward opportunities. … Read more
Why the rupee has been under pressure Foreign portfolio investors (FPIs) have been selling Indian equities steadily over the last few months, and that sustained outflow has put notable pressure on the Indian rupee. When large sums exit equity markets, they typically translate into demand for foreign currency, most often the US dollar, which in … Read more